Payout

TemboPlus Payout APIs let businesses send money to bank accounts and mobile wallets, track transactions in real time, and manage disbursement wallets with ease.

What You Can Do

✅ Initiate Payouts — Send money to bank accounts and mobile wallets ✅ Check Disbursement Wallet Balance — Retrieve your disbursement wallet's current and available balance ✅ View Disbursement Account Statement — Pull detailed transaction history over a date range ✅ Track Transaction Status — Query the latest status of a specific payout transaction

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How Payout Works

1. Initiate a payout request You call the Initiate Payout endpoint with beneficiary details, amount, and channel.

2. TemboPlus processes the transaction Based on the channel and amount, TemboPlus routes the transaction through the appropriate payment system.

3. Beneficiary receives funds The beneficiary's bank account or mobile wallet is credited based on the channel's processing time.

4. TemboPlus notifies your system TemboPlus sends a POST request to your configured callbackUrl with the latest transaction status.

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Supported Payout Channels

Bank Transfers

TemboPlus Payout APIs support all licensed banks in Tanzania. Use the list below for reference. Each item shows the bank’s full official name, its commonly used short name, and its SWIFT/BIC code in the following order:

Full Bank Name — Short Name — BIC Code

Supported Bank Payout Channels in Tanzania

1. ABSA Bank Tanzania Limited — ABSA — BARCTZTZ

2. Access Bank Tanzania Limited (formerly BancABC) — ABT — FMBZTZTX

3. Akiba Commercial Bank Limited — AKIBA — AKCOTZTZ

4. Amana Bank Limited — AMANA — AMNNTZTZ

5. Azania Bank Limited — AZANIA — AZANTZTZ

6. Bank of Africa Tanzania Limited — BOA — EUAFTZTZ

7. Bank of Baroda (Tanzania) Limited — BARODA — BARBTZTZ

8. Bank of India (Tanzania) Limited — BOI — BKIDTZTZ

9. Canara Bank Tanzania Limited — CANARA — CNRBTZTZ

10. China Dasheng Bank Limited — DASHENG — CDSHTZTZ

11. Citibank Tanzania Limited — CITI — CITITZTZ

12. CRDB Bank PLC — CRDB — CORUTZTZ

13. Dar es Salaam Community Bank Limited — DCB — DASUTZTZ

14. Diamond Trust Bank Tanzania Limited — DTB — DTKETZTZ

15. Ecobank Tanzania Limited — ECOBANK — ECOCTZTZ

16. Equity Bank Tanzania Limited — EQUITY — EQBLTZTZ

17. Exim Bank (Tanzania) Limited — EXIM — EXTNTZTZ

18. First National Bank Tanzania Ltd — FNB — FIRNTZTX

19. Guaranty Trust Bank (T) Limited — GT BANK — GTBITZTZ

20. Habib African Bank Limited — HABIB — HABLTZTZ

21. I&M Bank Limited — I&M BANK — IMBLTZTZ

22. International Commercial Bank Tanzania Limited — ICB — BKMYTZTZ

23. KCB Bank Tanzania Limited — KCB — KCBLTZTZ

24. Kilimanjaro Co-operative Bank Limited — KILIMANJARO — KLMJTZTZ

25. Maendeleo Bank Limited — MAENDELEO — MBTLTZTZ

26. Mkombozi Commercial Bank Limited — MKOMBOZI — MKCBTZTZ

27. Mwalimu Commercial Bank PLC — MWALIMU — MWCOTZTZ

28. Mwanga Hakika Microfinance Bank Limited — MWANGA — MWCBTZTZ

29. National Bank of Commerce Limited — NBC — NLCBTZTX

30. National Microfinance Bank PLC — NMB — NMIBTZTZ

31. NCBA Bank Tanzania Limited — NCBA — CBAFTZTZ

32. People’s Bank of Zanzibar Limited — PBZ — PBZATZTZ

33. Selcom Microfinance Bank (formerly Access Microfinance Bank Tanzania) — SMFB — ACTZTZTZ

34. Stanbic Bank Tanzania Limited — STANBIC — SBICTZTX

35. Standard Chartered Bank (Tanzania) Limited — SCB — SCBLTZTX

36. Tanzania Commercial Bank PLC — TCB — TAPBTZTZ

37. Uchumi Commercial Bank Limited — UCHUMI — UCCTTZTZ

38. United Bank for Africa (Tanzania) Limited — UBA — UNAFTZTZ

39. Yetu Microfinance Bank PLC — YETU — YETMTZTZ

Mobile Money

TemboPlus currently supports the following Mobile Money Payout channels in Tanzania:

Channel	Mobile Network Operator (MNO)	TemboPlus Channel Code
Airtel Money	Airtel Tanzania	TZ-AIRTEL-B2C
HaloPesa	Viettel Tanzania (Halotel)	TZ-HALOTEL-B2C
Mixx by Yas (formerly Tigo Pesa)	Honora Tanzania (Yas)	TZ-TIGO-B2C
M-Pesa	Vodacom Tanzania	TZ-VODACOM-B2C

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Getting Started

Before integrating the Payout APIs, make sure you have:

From TemboPlus

• API Base URL (The base URL for your environment e.g. sandbox or production)

• Partner Account ID (Your unique account identifier)

• Partner Secret Key (Key to authenticate all requests)

From Your Side

• Webhook URL (callbackUrl) An HTTPS endpoint that can receive POST requests with JSON payloads.

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🧩 Next Steps

To integrate successfully with TemboPlus Payout:

1. Review the API Reference to understand authentication, environments, and error handling

2. Study the Payout Flow to learn about:

   • Proof of Payment (POP) policies

   • Bank payout systems in Tanzania

   • Channel selection and settlement behavior

3. Explore the API endpoints for implementation:

   • Initiate Payout — Send money to beneficiaries

   • Get Disbursement Wallet Balance — Check your wallet balance

   • Get Disbursement Wallet Statement — View transaction history

   • Get Disbursement Transaction Status — Track payout status

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💡 Tip: If you are new to TemboPlus, begin in the sandbox environment to test your end-to-end flow before switching to production.