# Welcome

TemboPlus provides payment infrastructure APIs for businesses to collect and disburse funds across Tanzania and Kenya.

This documentation covers everything you need to integrate with our APIs.

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### Products

<table><thead><tr><th width="231">Product</th><th>Description</th></tr></thead><tbody><tr><td><strong>Merchant Accounts</strong></td><td>Dedicated bank collection accounts with real-time webhook notifications for incoming payments. Each account is a real bank account assigned to your business.</td></tr><tr><td><strong>Mobile Money Collection</strong></td><td>Collect payments from customer mobile wallets via USSD push.</td></tr><tr><td><strong>Payout</strong></td><td>Send money to bank accounts and mobile wallets. Includes utility bill payments and international remittance.</td></tr></tbody></table>

All three products are supported in **Tanzania** and **Kenya**.

#### Wallet Management

TemboPlus manages virtual wallets that hold funds across products. Collection wallets receive incoming funds. Disbursement wallets fund outgoing payouts. Funds collected through Merchant Accounts can be settled into a collection wallet. Partners can hold multiple wallets of each type and transfer between them.

Wallet management endpoints are documented in the Wallet Management section.

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### Get started

To begin the onboarding process and receive your API credentials, email <sales@temboplus.com>.

Once onboarded, start with the API Conventions page, then go directly to the product you're integrating.