# Page Not Found

The URL `reference/make-payment/utility-payments` does not exist.

You might be looking for one of these pages:
- [Initiate Utility Payment](https://tembo.gitbook.io/tembo/momo-collection-and-payout-api/api-reference/payout/initiate-utility-payment.md)
- [List Wallets](https://tembo.gitbook.io/tembo/wallet-management-api/api-reference/list-wallets.md)
- [Get Wallet Statement](https://tembo.gitbook.io/tembo/wallet-management-api/api-reference/get-wallet-statement.md)
- [Wallet to Wallet Transfer](https://tembo.gitbook.io/tembo/wallet-management-api/api-reference/wallet-to-wallet-transfer.md)
- [Get Account Statement](https://tembo.gitbook.io/tembo/merchant-accounts-api/api-reference/get-account-statement.md)

## How to find the correct page

1. **Browse the full index**: [/sitemap.md](https://tembo.gitbook.io/tembo/sitemap.md) - Complete documentation index
2. **View the full content**: [/llms-full.txt](https://tembo.gitbook.io/tembo/llms-full.txt) - Full content export

## Tips for requesting documentation

- For markdown responses, append `.md` to URLs (e.g., `/tembo/momo-collection-and-payout-api/api-reference/payout/initiate-utility-payment.md`)
- Use `Accept: text/markdown` header for content negotiation