Merchant Accounts

Introduction

Welcome to the TemboPlus Merchant Bank Collection Account API. Our platform enables businesses to create dedicated bank accounts for receiving customer payments with real-time transaction notifications.

Each collection account is uniquely assigned to your business and acts as a direct destination for incoming funds, with instant webhook notifications for seamless payment reconciliation and automation.

What You Can Do

✅ Create Collection Accounts - Get dedicated bank accounts instantly ✅ Monitor Balances - Check account balances in real-time ✅ Access Transaction History - Retrieve detailed statements ✅ Receive Real-time Notifications - Instant webhooks for all transactions

How It Works

TemboPlus partners with licensed banking providers to pre-allocate accounts that can be instantly assigned to merchants.

1. Request an Account - Call our API to allocate a new collection account

2. Receive Account Details - Get your unique account number and details

3. Start Collecting - Customers can immediately send payments to your account

4. Get Notified - Receive instant webhook notifications for each transaction

5. Reconcile Automatically - Use our APIs to check balances and retrieve statements

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Getting Started

Before you begin, ensure you have:

From TemboPlus:

• API Bearer Token (Token to authenticate all API requests)

• API Base URL (The root endpoint for all API interactions.)

• Webhook Secret Key (Key to verify incoming payment notifications)

• Account Pool Details (Information about your available account allocation limit)

From Your Side:

• Webhook URL (HTTPS endpoint for receiving notifications)

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Production Environment Notice

Production Only: The Merchant Collection Accounts API operates in production environment only. All accounts are real bank accounts and all transactions are live.

There is no sandbox environment. All testing and integration must be done carefully with small amounts in the production environment.