Payout

The TemboPlus Payout APIs enable you to send money directly to beneficiary bank accounts and mobile wallets, monitor your disbursement wallet balance, retrieve transaction history, and track the status of each payout transaction.

These APIs are designed for businesses that need to make frequent payouts with reliable tracking and real-time status updates.

What You Can Do

✅ Initiate Payouts — Send money to bank accounts and mobile wallets ✅ Check Disbursement Wallet Balance — Retrieve your disbursement wallet's current and available balance ✅ View Disbursement Account Statement — Pull detailed transaction history over a date range ✅ Track Transaction Status — Query the latest status of a specific payout transaction

How Payout Works

  1. Initiate a payout request You call the Initiate Payout endpoint with beneficiary details, amount, and channel.

  2. TemboPlus processes the transaction Based on the channel and amount, TemboPlus routes the transaction through the appropriate payment system.

  3. Beneficiary receives funds The beneficiary's bank account or mobile wallet is credited based on the channel's processing time.

  4. TemboPlus notifies your system TemboPlus sends a POST request to your configured callbackUrl with the latest transaction status.

Supported Payout Channels

Bank Transfers

TemboPlus Payout APIs support all licensed banks in Tanzania. Use the list below for reference. Each item shows the bank’s full official name, its commonly used short name, and its SWIFT/BIC code in the following order:

Full Bank Name — Short Name — BIC Code

Supported Bank Payout Channels in Tanzania

  1. ABSA Bank Tanzania Limited — ABSA — BARCTZTZ

  2. African Banking Corporation Tanzania Limited — BANCABC — FMBZTZTX

  3. Akiba Commercial Bank Limited — AKIBA — AKCOTZTZ

  4. Amana Bank Limited — AMANA — AMNNTZTZ

  5. Azania Bank Limited — AZANIA — AZANTZTZ

  6. Bank of Africa Tanzania Limited — BOA — EUAFTZTZ

  7. Bank of Baroda (Tanzania) Limited — BARODA — BARBTZTZ

  8. Bank of India (Tanzania) Limited — BOI — BKIDTZTZ

  9. Canara Bank Tanzania Limited — CANARA — CNRBTZTZ

  10. China Dasheng Bank Limited — DASHENG — CDSHTZTZ

  11. Citibank Tanzania Limited — CITI — CITITZTZ

  12. CRDB Bank PLC — CRDB — CORUTZTZ

  13. Dar es Salaam Community Bank Limited — DCB — DASUTZTZ

  14. Diamond Trust Bank Tanzania Limited — DTB — DTKETZTZ

  15. Ecobank Tanzania Limited — ECOBANK — ECOCTZTZ

  16. Equity Bank Tanzania Limited — EQUITY — EQBLTZTZ

  17. Exim Bank (Tanzania) Limited — EXIM — EXTNTZTZ

  18. First National Bank Tanzania Ltd — FNB — FIRNTZTX

  19. Guaranty Trust Bank (T) Limited — GT BANK — GTBITZTZ

  20. Habib African Bank Limited — HABIB — HABLTZTZ

  21. I&M Bank Limited — I&M BANK — IMBLTZTZ

  22. International Commercial Bank Tanzania Limited — ICB — BKMYTZTZ

  23. KCB Bank Tanzania Limited — KCB — KCBLTZTZ

  24. Kilimanjaro Co-operative Bank Limited — KILIMANJARO — KLMJTZTZ

  25. Maendeleo Bank Limited — MAENDELEO — MBTLTZTZ

  26. Mkombozi Commercial Bank Limited — MKOMBOZI — MKCBTZTZ

  27. Mwalimu Commercial Bank PLC — MWALIMU — MWCOTZTZ

  28. Mwanga Hakika Microfinance Bank Limited — MWANGA — MWCBTZTZ

  29. National Bank of Commerce Limited — NBC — NLCBTZTX

  30. National Microfinance Bank PLC — NMB — NMIBTZTZ

  31. NCBA Bank Tanzania Limited — NCBA — CBAFTZTZ

  32. People’s Bank of Zanzibar Limited — PBZ — PBZATZTZ

  33. Selcom Microfinance Bank — SMFB — ACTZTZTZ

  34. Stanbic Bank Tanzania Limited — STANBIC — SBICTZTX

  35. Standard Chartered Bank (Tanzania) Limited — SCB — SCBLTZTX

  36. Tanzania Commercial Bank PLC — TCB — TAPBTZTZ

  37. Uchumi Commercial Bank Limited — UCHUMI — UCCTTZTZ

  38. United Bank for Africa (Tanzania) Limited — UBA — UNAFTZTZ

  39. Yetu Microfinance Bank PLC — YETU — YETMTZTZ

Mobile Money

TemboPlus currently supports the following Mobile Money Payout channels in Tanzania:

Channel
Mobile Network Operator (MNO)
TemboPlus Channel Code

Airtel Money

Airtel Tanzania

TZ-AIRTEL-B2C

HaloPesa

Viettel Tanzania (Halotel)

TZ-HALOTEL-B2C

Mixx by Yas (formerly Tigo Pesa)

Honora Tanzania (Yas)

TZ-TIGO-B2C

M-Pesa

Vodacom Tanzania

TZ-VODACOM-B2C

Getting Started

Before integrating the Payout APIs, make sure you have:

From TemboPlus

  • API Base URL (The base URL for your environment e.g. sandbox or production)

  • Partner Account ID (Your unique account identifier)

  • Partner Secret Key (Key to authenticate all requests)

From Your Side

  • Webhook URL (callbackUrl) An HTTPS endpoint that can receive POST requests with JSON payloads.

🧩 Next Steps

To integrate successfully with TemboPlus Payout:

  1. Review the API Reference to understand authentication, environments, and error handling

  2. Study the Payout Flow to learn about:

    • Proof of Payment (POP) policies

    • Bank payout systems in Tanzania

    • Channel selection and settlement behavior

  3. Explore the API endpoints for implementation:

    • Initiate Payout — Send money to beneficiaries

    • Disbursement Balance — Check your wallet balance

    • Disbursement Statement — View transaction history

    • Transaction Status — Track payout status

💡 Tip: If you are new to TemboPlus, begin in the sandbox environment to test your end-to-end flow before switching to production.

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